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Legal & Privacy

We keep things simple and transparent. Here's exactly how we handle your data and what you agree to when using SoloTrader.

Last updated: 18 August 2026  ·  Applies to solotrader.app

🏢 Who We Are

SoloTrader is operated by SoloTrader.app LTD, a company registered in England and Wales.

  • Registered address: 9 Cliff Road, SS9 1HJ, England
  • Contact email: [email protected]
  • Website: solotrader.app

We are the data controller for personal data processed through the SoloTrader platform. This Privacy Policy explains what data we collect, why we collect it, how we use it, and your rights under the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

📋 What Data We Collect

Account & Identity Data

  • Your full name and email address (provided via Microsoft login)
  • Business name, address, phone number, and email
  • Currency preference and other business settings

Business & Financial Data

  • Quotes, invoices, bookings, and transactions you create in the app
  • Customer names, addresses, phone numbers, and email addresses you add
  • Line item descriptions, quantities, and pricing
  • Payment statuses and notes

Subscription & Billing Data

  • Your subscription status (Trial, Active, Cancelled)
  • Stripe customer ID and subscription ID (reference numbers only — we never store card details)
  • Payment history (managed by Stripe)

Technical Data

  • IP address and browser type (collected by Cloudflare for security and performance)
  • Session information via Microsoft Entra authentication tokens
  • Template preferences and settings stored in your browser's local storage
We do not store payment card details. All card processing is handled entirely by Stripe. We only receive a tokenised customer reference.

⚖️ Legal Basis for Processing

Under UK GDPR, we must have a lawful basis for processing your personal data. We rely on the following:

Performance of a Contract (Article 6(1)(b))

We process your account data, business data, and billing data because it is necessary to provide the SoloTrader service you have signed up for.

Legitimate Interests (Article 6(1)(f))

We process technical and security data to protect the platform, prevent fraud, and improve reliability. We have assessed that this does not override your rights and freedoms.

Legal Obligation (Article 6(1)(c))

We may retain certain financial records to comply with UK tax and accounting obligations.

🔒 How We Use Your Data

  • To provide and operate the SoloTrader platform
  • To generate quotes, invoices, and PDF documents on your behalf
  • To process subscription payments via Stripe
  • To authenticate you securely via Microsoft Entra
  • To store your business data in Microsoft SharePoint (our backend database)
  • To send you service-related communications (e.g. subscription confirmations)
  • To comply with legal and regulatory requirements
We do not sell your data. We do not use your data for advertising, and we do not share it with any third party for marketing purposes.

🤝 Third-Party Processors

We use the following trusted third-party services to operate SoloTrader. All are subject to data processing agreements and operate under appropriate safeguards.

ProviderPurposeWhere data is processed
Microsoft Azure / Entra User authentication and identity management EU / UK datacentres
Microsoft SharePoint Secure storage of your business data (customers, quotes, invoices, bookings, transactions) EU / UK datacentres
Stripe Subscription billing and payment processing EU / UK (Stripe Inc., with EU Standard Contractual Clauses)
Cloudflare Website hosting, CDN, and DDoS protection Global CDN; data processed under GDPR-compliant DPA

🌍 International Transfers

Your data is primarily stored and processed within the UK and EU. Where any processing occurs outside the UK/EEA (for example, via Cloudflare's global CDN), we ensure appropriate safeguards are in place, including the UK International Data Transfer Agreement (IDTA) or EU Standard Contractual Clauses (SCCs) as applicable.

🗓️ Data Retention

We retain your data for as long as your account is active. If you close your account:

  • Your business data (customers, quotes, invoices, bookings, transactions) will be deleted within 30 days of account closure
  • Financial records may be retained for up to 6 years to comply with HMRC requirements under UK tax law
  • Stripe billing records are retained by Stripe per their own retention policy
  • Authentication logs may be retained for up to 90 days for security purposes

Your Rights Under UK GDPR

As a data subject under the UK GDPR, you have the following rights. To exercise any of them, contact us at [email protected]. We will respond within 30 days.

Right of Access Request a copy of all personal data we hold about you
Right to Rectification Ask us to correct inaccurate or incomplete data
Right to Erasure Request deletion of your personal data ("right to be forgotten")
Right to Restriction Ask us to limit how we process your data in certain circumstances
Right to Portability Receive your data in a structured, machine-readable format
Right to Object Object to processing based on legitimate interests
Right to Withdraw Consent Where we rely on consent, you can withdraw it at any time
Right to Complain Lodge a complaint with the ICO at ico.org.uk
You have the right to lodge a complaint with the Information Commissioner's Office (ICO) if you believe we have mishandled your data. Visit ico.org.uk or call 0303 123 1113.

🍪 Cookies & Local Storage

SoloTrader uses minimal browser storage:

  • Session storage: Temporary data cache to improve app performance (cleared when you close the tab)
  • Local storage: Your PDF template preferences and settings (stored on your device only, not transmitted to our servers)
  • Microsoft authentication cookies: Set by Microsoft Entra to maintain your login session

We do not use advertising cookies, tracking pixels, or third-party analytics cookies.

🔄 Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date at the top of this page and, where appropriate, by email. Continued use of the service after changes constitutes acceptance of the updated policy.

📬 Contact Us

For any privacy-related queries, requests to exercise your rights, or complaints, please contact:

We aim to respond to all requests within 30 days. If your request is complex, we may extend this by up to two further months and will inform you accordingly.

Last updated: 18 August 2026  ·  Applies to solotrader.app

📄 Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of SoloTrader, operated by SoloTrader.app LTD, registered in England and Wales ("we", "us", "our").

By creating an account or using SoloTrader, you confirm that you are at least 18 years old, have authority to enter into this agreement (including on behalf of any business), and agree to these Terms in full.

If you do not agree, you must not use SoloTrader.

🛠️ The Service

SoloTrader is a business management platform designed for sole traders and small businesses. It provides tools including:

  • Quote and invoice creation and management
  • Booking and job scheduling
  • Customer relationship management
  • Transaction and income tracking
  • PDF document generation
  • Subscription management via Stripe

We reserve the right to add, modify, or remove features at any time. We will endeavour to give reasonable notice of significant changes.

🔐 Your Account

You access SoloTrader using your Microsoft account via Microsoft Entra authentication. You are responsible for:

  • Maintaining the security of your Microsoft account credentials
  • All activity that occurs under your account
  • Notifying us immediately if you suspect unauthorised access at [email protected]

You must provide accurate and complete information when registering and keep it up to date. We may suspend or terminate accounts where we believe information is false or misleading.

💳 Subscription & Payment

Free Trial

New accounts receive a free trial period (as shown during sign-up). No payment details are required during the trial. At the end of the trial, you must subscribe to continue using the service. If you do not subscribe, your access will be suspended.

Paid Subscription

Subscriptions are billed on a recurring basis (monthly or annually as selected) via Stripe. By subscribing, you authorise us to charge your payment method on each renewal date until you cancel.

Price Changes

We may change subscription prices. We will give you at least 30 days' written notice of any price increase. Your continued use after that date constitutes acceptance of the new price.

Cancellation

You may cancel your subscription at any time via the "Manage Subscription" option in the app. Cancellation takes effect at the end of your current billing period. You will retain access until that date. We do not offer refunds for partial billing periods except where required by law.

Failed Payments

If a payment fails, we will notify you and attempt to retry. If payment remains outstanding, your access may be suspended until the outstanding amount is settled.

All payments are processed by Stripe. We do not store your card details. For payment disputes, contact us at [email protected].

Acceptable Use

You agree to use SoloTrader only for lawful purposes and in accordance with these Terms. You must not:

  • Use the service for any unlawful, fraudulent, or deceptive purpose
  • Input false, misleading, or fraudulent business data or customer information
  • Attempt to gain unauthorised access to any part of the platform or another user's data
  • Use the service to harass, harm, or defraud third parties
  • Reverse engineer, decompile, or attempt to extract the source code of the platform
  • Resell or sublicense access to the service without our written consent
  • Use the service in any way that could damage, disable, or impair it
  • Upload malicious code, viruses, or harmful content

Breach of these provisions may result in immediate termination of your account without refund.

📁 Your Data & Content

You retain full ownership of all data and content you input into SoloTrader (your customers, quotes, invoices, bookings, and business information).

By using SoloTrader, you grant us a limited licence to process and store your data solely for the purpose of providing the service to you. We do not claim ownership of your data, and we do not use it for any purpose beyond operating the platform.

You are responsible for ensuring that any personal data you input about third parties (e.g. your customers) complies with applicable data protection law, including UK GDPR.

💡 Intellectual Property

The SoloTrader platform, including its design, code, branding, and content, is owned by SoloTrader.app LTD and is protected by copyright and other intellectual property laws.

We grant you a non-exclusive, non-transferable, revocable licence to access and use SoloTrader for your own business purposes during your subscription. This licence does not include the right to copy, modify, distribute, or create derivative works from the platform.

⚠️ Disclaimers

SoloTrader is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including:

  • That the service will be uninterrupted, error-free, or secure at all times
  • That any documents generated (quotes, invoices, etc.) are suitable for any particular legal or tax purpose
  • That the platform meets your specific business requirements

SoloTrader is a tool to help you manage your business. It does not constitute legal, tax, or financial advice. You should consult a qualified professional for advice specific to your situation.

🛡️ Limitation of Liability

To the fullest extent permitted by applicable law, SoloTrader.app LTD shall not be liable for any:

  • Loss of profits, revenue, or business
  • Loss of data or corruption of data
  • Indirect, incidental, special, or consequential loss or damage
  • Losses arising from your reliance on documents or calculations generated by the platform

Our total aggregate liability to you under or in connection with these Terms shall not exceed the total subscription fees paid by you in the 12 months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under English law.

🔚 Termination

By you: You may terminate your account at any time by cancelling your subscription and contacting us to request deletion of your account and data.

By us: We may suspend or terminate your account immediately and without notice if you breach these Terms, engage in fraudulent activity, or if we are required to do so by law. In such cases, no refund will be provided.

On termination, your right to use SoloTrader ceases immediately. We will retain and delete your data in accordance with our Privacy Policy.

🔄 Changes to These Terms

We may update these Terms at any time. We will notify you of material changes by email or via an in-app notice at least 14 days before the changes take effect. Your continued use of SoloTrader after the effective date constitutes acceptance of the revised Terms.

If you do not agree with the updated Terms, you must stop using the service and cancel your subscription before the effective date.

⚖️ Governing Law & Disputes

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Before initiating any formal proceedings, we encourage you to contact us first at [email protected] so we can attempt to resolve the issue amicably.

📬 Contact Us

For questions about these Terms, to exercise your legal rights, or to raise a complaint: